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Guide

Cottage Food Law — What It Is and How It Varies by State

Cottage food law explained state by state: allowed foods, revenue caps, licenses, permits, labels, online orders, pickup, delivery, and home bakery rules.

What is cottage food law?

Cottage food law is the state rule set that lets people sell certain foods made in a home kitchen without becoming a full restaurant, commercial kitchen, or packaged-food manufacturer. The usual products are shelf-stable foods: baked goods, jams, jellies, candies, granola, dry mixes, and similar items.

There is no single federal cottage food license. The answer is state by state. Your state decides what foods are allowed, whether you need a cottage food license or permit, how much you can sell, what must be on the label, and whether online orders, delivery, shipping, farmers markets, or retail sales are allowed.

If you came here asking "can I sell food from home?", start with can I sell food from home. If you came here asking about paperwork, use cottage food license and cottage food permit. If you sell baked goods, home bakery is the practical hub after the legal answer.

What cottage food law actually is

"Cottage food law" is the informal name for a state statute that lets people sell certain foods they make at home without renting a commercial kitchen, passing a health-department inspection, or getting a foodservice license. Every US state except a handful has one. The specifics are very different state to state. The general idea is the same everywhere: the state has decided that a narrow list of low-risk foods, made in a home kitchen, can be sold directly to the public under lighter rules than a restaurant or a packaged-food company faces.

What counts as "low risk" is where most of the detail lives. A loaf of bread, a jar of jam, a batch of cookies, a bag of granola — these sit outside the refrigerator without spoiling and outside the reach of foodborne illness that meat, dairy, and cooked vegetables carry. Those items are on almost every state's allowed list. A tray of lasagna, a container of potato salad, a bowl of cut fruit — these are "time and temperature control for safety" foods (TCS foods in regulatory shorthand), and they often sit outside baseline cottage food rules or require a different state/local path.

So cottage food law is, at its core, a state-specific lane for certain home-made foods plus a set of rules about how those foods move to customers. It is not the whole home-food economy. Some states layer a second regime on top of cottage food (California's MEHKO program for home restaurants is the most prominent example) that covers prepared meals, hot food, or broader home-kitchen sales with more oversight.

Why every state has a cottage food law

The modern wave of cottage food laws started in the late 2000s and picked up through the 2010s. States began carving out these rules for a practical reason: people were already doing it. Farmers markets, church bake sales, cousins-of-cousins birthday cakes, neighbors selling tamales — food was changing hands at small scale constantly, inspector resources could not possibly cover it, and the old commercial-kitchen-or-nothing model did not match how people were already buying and selling food locally.

States wrote cottage food laws to draw a clearer line around one slice of that activity: here is a lower-overhead path for certain foods, here is where the state wants more oversight, and here is how small sellers can operate without immediately becoming a restaurant or packaged-food company. The upside for sellers is an entry path without commercial-kitchen overhead. The compromise is that the allowed list is often narrow, and prepared meals may live in a different bucket.

Texas's 2025 SB 541 expansion, California's ongoing MEHKO rollout, and West Virginia's SB 44 permit path are the clearest recent examples. For the latest West Virginia change, read the SB 44 June 12 cottage food expansion. The direction of travel across states is toward broader allowed lists, higher revenue caps, and separate paths for foods that used to sit outside ordinary cottage food.

What typically varies: the three knobs

Cottage food law differs across states along three knobs. Understanding these three is most of what you need.

What you can sell. Two models exist. An "approved list" state tells you explicitly which foods are permitted and forbids everything else. An "exclusion list" state tells you which foods are forbidden and permits everything else. Texas switched from approved-list to exclusion-list in 2025, and that change roughly tripled what a Texas cottage operator could offer. The allowed foods in approved-list states tend to be baked goods, jams and jellies, candies, dry mixes, granola, roasted coffee beans, and a handful of others. Exclusion-list states forbid the high-risk TCS categories and let you sell everything else. The label on your state determines how you read the rules.

How much you can sell. This is the revenue cap — the maximum gross sales per year. Caps range from unlimited (several states have removed the cap entirely) to as low as $5,000 in a few of the strictest states. A middle cluster sits between $25,000 and $75,000. Going over the cap in a capped state does not just mean fines; it generally means you need to upgrade to a commercial operation. The cap applies to gross sales, not profit, which matters because a cottage baker selling $8 items at a farmers market hits a $30,000 cap faster than they expect.

Where and how you can sell. Most states allow direct sales at the seller's home, at farmers markets, and at community events. Online ordering is more variable — several states require the transaction to involve in-person pickup or direct delivery by the seller, and explicitly forbid third-party shipping. Selling across state lines is generally not allowed under cottage food law because federal food regulations kick in at the state border. Some states also require a specific disclaimer on the label or a specific signage setup at a farmers market. A few permit wholesale into retail stores under extra rules.

Permit, registration, or nothing

Whether you need to fill out paperwork before you start varies as much as the allowed list. The options roughly cluster into three:

Nothing required. A handful of states have no permit, no registration, and no training requirement. You just start selling within the rules. These are the simplest regimes but also often the lowest-cap.

Registration required. A larger group of states requires free or low-cost registration before you start selling. Registration usually means submitting a form to the state department of agriculture or health, listing what you intend to sell, and sometimes attesting that your kitchen meets basic standards. Some registration regimes also require a food-handler certificate — typically a short online course costing $10 to $20 that you complete once.

Permit required. A smaller group requires an actual permit, which often involves an in-home inspection or at least a paperwork-based approval process. Permits usually cost $50 to $150 annually. California's MEHKO permit is the most involved version of this, requiring a substantial application and annual fees, because MEHKO lets you do far more than baseline cottage food (cooked meals for dine-in, for instance).

In some states the requirement flips based on what you intend to sell. Texas, for instance, is no-registration for most cottage food but requires registration if you want to sell refrigerated TCS items, which the 2025 expansion newly permits. West Virginia now has a similar split: nonpotentially hazardous foods stay under the no-permit path, while potentially hazardous cottage foods need a WVDA permit starting June 12, 2026.

If you landed here through a search for paperwork terms, the practical next pages are cottage food license, cottage food permit, can I sell food from home, and cottage food label template. They translate the rule question into the seller work that follows: product fit, label fields, order flow, and pickup details.

Cottage food laws by state: what to compare

When you open your state guide, compare the same fields every time:

| Field | Why it matters | | -------------------------------- | ---------------------------------------------------------------------------------------------------- | | Allowed foods | Tells you whether your menu fits the cottage food lane | | Prohibited foods | Flags refrigerated, meat, seafood, low-acid canned, or prepared-food limits | | Revenue cap | Shows when you must stop, scale down, or move commercial | | License, registration, or permit | Tells you what has to happen before selling | | Label requirements | Controls the disclaimer, allergen, address, and production details | | Sales channels | Determines whether pickup, farmers markets, online orders, delivery, shipping, or retail are allowed | | Local rules | City, county, market, zoning, and business-license rules can still apply |

That structure matters because the cottage-food search results are full of state agencies, university extensions, and legal summaries. To be useful, a page has to answer first and then point the seller to the exact local next step.

How to figure out what applies to you

The short version: your state's own cottage food page is the canonical answer, and it is almost always run by either the state department of agriculture or the state department of health. Below is a state-by-state index. Each link goes to a page with your state's current revenue cap, allowed foods, permit or registration requirements, sales channels, and label disclaimer rules.

Use this to understand the local rules first. Once you know which lane your food and sales channel fit into, the next question is operational — what you actually need to do to get started, price things, take orders, coordinate pickup, and keep customers straight. The companion guide to how to start a home bakery walks through that piece end to end, with cross-references back to these state pages where a decision depends on local rules.

If you are already selling informally — through social channels, at farmers markets, or within your neighborhood — the useful question is often less "am I allowed to exist?" and more "which rules apply to the way I am already selling, and where does the order flow start to get messy?" Two common informal paths worth reading alongside this one: selling food on Facebook Marketplace and selling food on Instagram. Both channels see a lot of home food sellers, both have their own policies, and both tend to fall apart operationally once orders move beyond a handful of DMs.

Find your state

Every state has its own cottage food rules. Pick yours for the specifics.

California also has a separate home restaurant (MEHKO) permit for cooked-to-order meals that go beyond cottage food.

What cottage food law does not cover

A few things it is worth being explicit about, because they come up often:

Cottage food law does not cover interstate shipping. If you ship a jar of jam across a state line, you step into federal jurisdiction (FDA and USDA, depending on the product). Most cottage food operators stay in-state for exactly this reason.

Cottage food law does not authorize a home restaurant. Serving cooked meals on-site or dine-in requires either a separate home-restaurant permit (like California's MEHKO) or a full restaurant license. Cottage food is for things you package and send the customer away with.

Cottage food law does not replace federal nutrition labeling for interstate commerce, but most state laws do require a specific on-label disclaimer for cottage food products sold within the state ("This product was produced in a home kitchen, not subject to state inspection" and similar variations). The exact wording is state-specific.

Cottage food law does not apply to pet food. Pet-food regulation sits in a different track entirely, and most cottage food laws explicitly exclude pet treats. Check your state separately if you are baking dog treats.

After you know the local rules

Knowing the rules is the map, not the business. Most home sellers who stall out after starting stall out for operational reasons — lost orders in Instagram DMs, a pricing model that does not cover their actual costs, a channel mix that does not scale past 10 to 15 orders a week. Those are solvable, and they are what the rest of the pillar content here is about.

If you are further along and considering whether the home-food business is worth doing at all compared to a gig-delivery side hustle, the answer depends heavily on what you already own (a kitchen versus a car), what the pay math looks like on your current platform, and whether you want customers or routes. We have specific pieces on is DoorDash worth it, is Instacart worth it, and is Uber Eats worth it that compare each platform against a home food business in honest numbers.

Frequently asked

Common questions.

Do I need a business license to sell cottage food?

Maybe — a business license is a separate question from cottage food legality. Cottage food law governs what foods you can sell and how. A business license or DBA registration is a local requirement in many cities and counties regardless of what you sell. Check your city or county business-licensing office in parallel with your state cottage food rules.

Is cottage food law the same in every state?

No. Cottage food law is state-specific. Two neighboring states can have different allowed-food lists, caps, license requirements, online-order rules, and label wording.

What foods are usually allowed under cottage food laws?

Many states allow shelf-stable baked goods, candies, jams, jellies, dry mixes, granola, and similar low-risk foods. Refrigerated desserts, meat, seafood, cooked meals, and low-acid canned foods often require a different path or are not allowed.

Can I sell cottage food on Facebook, Instagram, or DoorDash?

Facebook and Instagram are common discovery channels for home food sellers. Your state's rules still determine how the order gets fulfilled — pickup, seller delivery, shipping, or something else — and platform policies add their own layer. Third-party delivery platforms like DoorDash are a more complicated case because most are designed for licensed restaurants. Check your specific state's sales-channel rules before relying on a courier model.

How much money can I make under cottage food law?

The ceiling is your state's revenue cap. Under the cap, there is no floor — you can make as little or as much as you want up to the cap. Several states have no cap at all, which makes "how much can you make" a function of how much you can produce and sell, not a legal limit. The revenue cap page for your state has the exact number.

Do I need insurance to sell cottage food?

Insurance is not required by cottage food law in any state, but product liability insurance is strongly recommended. Cottage food sellers are personally liable for harm caused by their products. General-liability policies for home food businesses are widely available and typically cost $300 to $600 per year.

What happens if I go over my state's revenue cap?

You stop selling under cottage food law and either reduce back under the cap, upgrade to a commercial operation with a licensed kitchen and food safety permit, or stop selling. Some states treat going over the cap as a violation with a fine; others treat it as a requirement to transition to a commercial license. Your state agency is the authority on what happens in practice.

Can my state's cottage food law change?

Yes, and they do, regularly. Texas tripled its cap in 2025. California expanded MEHKO eligibility through 2023 to 2025. New York updated allowed foods in 2024. West Virginia's SB 44 takes effect June 12, 2026, with a new permit path for potentially hazardous cottage foods. The pages linked above are dated and cite the current statute. If you have been selling for a while under an older ruleset, it is worth rechecking yours.

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